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Paulson stepped out to the lectern in the White House briefing room.
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The Bureau believes that in the absence of the disclosures, however, consumers face an increased risk of injury from adverse consequences of lenders initiating payment transfers, especially in situations in which lenders intend to initiate a withdrawal in a way that deviates from the loan agreement or prior course of conduct between the parties, and of believing that they are required to provide lenders with a new authorization to continue to withdraw payments directly from their accounts when they may be better off using some alternative method of payment.