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Additionally, a loan guarantee fee of one-half of one percent of the outstanding principal is due at closing and annually thereafter on agricultural business development loans and on stock purchase loans of over $50,000 as long as the guarantee is in effect.
The introductory rate for balance transfers and money transfers only applies to transactions made within 60 days of the account opening date.
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Those with good credit scores however generally have lower interest rates compared to those who have bad scores.
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Third, proposed § 1041.