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The new regulations did have a positive outcome for lenders, with just 2 interest only rollovers allowed per loan.
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Certainly with that attitude, if the State you live in requires you to be 16 years of age to qualify for a Driver's License and you are only 14 yeara old, YOU would label that State a "rip-off".
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 The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card.