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(iv) The new covered longer-term loan would result in the consumer receiving no disbursement of loan proceeds or an amount of funds as disbursement of the loan proceeds that would not substantially exceed the amount of payment or payments that would be due on the outstanding loan within 30 days of consummation of the new covered longer-term loan.
Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest We are not a lender.
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For loans with a longer duration, the applicable period of time correspondingly could be longer.
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