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- The latest example: a government effort to crack down on payday loans has given new energy to installment loans.
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Moniz says before that, developers couldn't get money from private lenders.
The cash comes from your bank account or from a last job.
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I applied for my credit file to all three credit reference agencies and was amazed to find that the only entry concerned a store card I held briefly a few years ago and there was no other credit history.
Businesses can instantly pre-qualify for a loan by filling out an online application.
Unlike standard loans provided by your local lending institution (bank or credit union), quick payday loans are often available without a credit check.
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