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According to the Australian Retail Credit Association, 59% of Australians don't understand how credit reporting works, let alone being aware of these major changes.
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In addition to this proposed anti-evasion example, the Bureau seeks comment on whether the rule should specifically provide that, after a first failed payment transfer, initiating a successful payment transfer or series of payment transfers for a substantially smaller amount (but larger than a nominal amount) tolls the failed payment transfer count at one, rather than resetting it to zero, given that such an amount may not sufficiently indicate that the consumer's account is no longer in distress, payday loans near me in 46052.
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