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We use two ratio-based guidelines to Debt-to-income ratio
This field can be updated with the Actual disbursement when the loan is actually disbursed to the client.
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For these consumers, as for the defaulters, the practice of making loans without regard to their ability to repay enables them to obtain a temporary reprieve from their current situation.
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This is because a low score can dramatically affect your ability to successfully secure a mortgage, credit card or loan in future - when lenders review credit reports there is a fine line between having too much access to credit and too little.
The reason your name ended up on the list is that they will go to credit reporting agencies and buy those lists.
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