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First write to the company and complain the default isn't fair and lay out your terms, payday loans near me in Port Charlotte.
These loans carry a higher interest rate due to the short-term nature.
It takes time for a strong credit report score to develop, so not having a long credit history may work against you.
In addition, by law we may be relieved of any potential liability for multiple unauthorized signatures or alterations by the same wrongdoer if you do not notify us in writing within thirty days after your statement containing the first such irregularity was mailed or otherwise made available to you.