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Chiefly, the outcome of your loan will depend upon your lender's desire to take a chance on your business - and what percentage chance they are willing to take.
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§ 902-1-10; Wash.
This practice maximizes the probability that the lender will timely receive the payment under the covered short-term loan, but it also means the term of the loan (as well as the relevant period for the lender's determination that the consumer's residual income will be sufficient under proposed § 1041, payday loans near me in Searcy.
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If you're far from ideal, you'll most likely be rejected by it.